Hotel Insurance

Product Overview

McGowan Risk Specialists is a Hotel specialist. We have access to all the most aggressive markets for this class of business for coastal and non-coastal Hotels in regards to property coverage. We access these carriers on brokerage and online rater level. We write this coverage on a national basis.

We also are a program administrator for this class of business in regards to General Liability coverage. We specialize in interior corridor franchised hotels. The below summarizes our Program GL capabilities.

TARGET
Commercial General Liability

STATES
Texas and Oklahoma (more to come)

CLASSES OF BUSINESS
Interior Corridor Hotels

MINIMUM PREMIUM
$2,500

PAPER
A.M. Best “A” Rated

COVERAGE ADVANTAGE
Composite per door rating with no mandatory audits

SUBMISSION REQUIREMENTS
Acords, Completed Builders Risk Application, Construction Schedule, Drawings and Related Contract Documents. Loss runs, Target premiums and Deductibles

Download MRS CAT Coastal Property Brochure

CAT & Specialty Property Division Applications

Download: ACORD Application (125)

Download: Checklist

Download: MRS CAT (SOV)

Download: MRS NON-CAT (SOV)

To Obtain Quotes: A complete submission requires the following:
  • ACORDs
  • 3 – 5 years of loss history
  • McGowan Hotel Supplemental
  • Prior 12 month financial statement
  • Please submit to: ajames@mcgowanrisk.com
To Bind Coverage:
  1. A written request to bind.
  2. A signed ACORD submission.
  3. 3 years of loss runs for all underlying policies.
  4. Supplemental applications (at the underwriter’s discretion).

CONTACT

Austin James    |    Will Jayne    |    Brian Hogge    |    Scott Rodia    |    Darin McClure    |    Todd Tomlin