A crucial component to any winterizing plan is having the necessary CAT property insurance coverage to provide peace of mind following a destructive blizzard.

Brokers and agents can partner with McGowan Risk Specialist to create tailor-made programs especially designed for their clients. These programs ensure agents can remain competitive while offering the best insurance protections for their clients.

Although insurance brokers and agents are not meteorologists, they still play a big role in helping their commercial clients identify and protect their businesses against destruction caused by storms.

Most standard commercial insurance polices typically cover only property and liability issues, which means these companies will need to obtain a policy rider with a flood rating based on location and weather possibilities.

Brokers must be aware of these events so they can better inform their existing and potential clients of the risks likely to impact their businesses over the coming years.